General Liability Insurance: How to Insure a Home Based Business

mom working at homeThe advancement of technology has made the ability to start a business easier and less expensive than ever. That means more people are working from home. Just because your business is a home based business does not mean that you don’t need a business insurance policy.

If your business involves working with other people or other businesses then you should carry at the very least, general liability insurance. The computers and printers and other equipment you use for your business should be covered under a business property policy. Neither will be covered under your homeowners insurance should you have a claim.

The good news is there is a relatively inexpensive product called Business Owners Package which is the general liability and the property coverage in one policy. The annual policy premium is around $500, the best deal on the block.

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