Life Insurance: Are You In A Someday Circle?

Jen at Dude Ranch

I spent this past week on a Dude Ranch high in the mountains of Colorado with my family. There was no WiFi and very limited cell service. So I was forced to unplug from electronics and trust my staff to run the office while I was gone. This is the first full week of vacation I’ve taken in more than three years and the first time in too long. I’m embarrassed to admit that I fully connected with my kids because our faces weren’t looking at a screen.

While we were there, we rode our horses to a breakfast cookout.  Overlooking the mountain range, some of the wranglers recited their favorite cowboy poems. This poem by John Nelson really stuck with me and reminded me to stop what I call the “someday circle” and make your dreams happen now because there will not always be a tomorrow.

I’m Going Someday
by John Nelson

Some days come and some days go,
But Someday never gets here.
Someday is just a dream away.
Someday is always next year.

Someday, we’re all goin’ fishin’.
I’m taking my family with me.
We’re heading to the lunker lake,
Where that trophy’s sure to be.

Someday, we’ll all raft the river,
Or maybe paddle by canoe.
We’ll soak up fun and challenge.
There’s nothin’ we won’t do.

Someday, I’m heading up North,
Or maybe I’ll head West.
Take my son on that dream hunt
Where hunting is the best.

We’ll go by boat, we’ll go by plane,
Or maybe mule or horse.
Somewhere where, big game is big,
In the wilderness of course.

Someday, I’ll win big in the lotto,
And when my ship comes in,
I’ll find the time, I’ll find the money,
I’ll be gone with the wind.

Yet something says there’s work to do
And bills that must be paid.
That time and money can’t be found.
They both must be made.

So the time had come for action.
Someday would soon be here.
I’d go for broke. I’d make my move,
I’d overcome my fear.

Then I called the man to set it up,
to confirm our coming date.
He said, “Someday’s been booked for
years,” That we were way too late.

He says, “Everyone’s going someday.”
The most popular of days.
He suggested I try firsts or seconds
Of Junes, Julys or Mays

And, when I cursed in great frustration,
He sensed that I’d turned red.
So he agreed to confirm a date for me –
that someday – I’d be dead.

And on that day we’ll be together,
my family and my friends.
They’ll toast the times that could have
been and say their last “Amens.”

They’ll say, “Ol John was quite a guy.
He knew how to set a goal!”
Then bury those dreams right with him
inside a six foot hole.

Cuz some days come and some days go,
And Someday will finally get here.
Someday when your dreamin’s done.
Someday there’ll be no next year.

So make the time, take the money,
make your dreams come true.
Because every day is some day.
The decision is up to you.

I’m not saying to go crazy and not pay your bills but by simply making a few changes to your life, you can prioritize what is most important to you and your family, now. Making sure you have an up-to-date will and proper life insurance is more important than a cable or cell phone bill. Having the difficult conversations and writing a living will may save your loved ones from trying to guess your last wishes. Talk about where and if you would like to be buried and if possible, make those arrangements so your kids don’t need to.

If you need help setting up your life insurance or you need a trustworthy referral for an attorney to help with your will, just give me a call, I’d be happy to help.

Someday means something different to everyone. For me I’ve got the important pieces in place and me and my family, we are going to do a little more living while we are healthy and able to instead of waiting until the time is right and when we have more money.

What are you hoping to do someday?

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